The prospect of filing for bankruptcy can be an overwhelming one. Fortunately, with the right legal team in your corner, it doesn’t have to be. Whether you require a Louisville, Kentucky consumer bankruptcy lawyer or a Louisville, Kentucky business bankruptcy lawyer, Schwartz Bankruptcy Law Center is here to help. We have over 40 years of experience representing clients just like you, and we are here to put that experience to work in your case. Contact us today to learn more about what we can do for you.
For some people, crippling debt comes on suddenly such as after the loss of a job or because of a catastrophic illness. For others, debt can happen at such a gradual rate, the individual is not aware that he or she is in over their head until they take a deeper look at their finances.
Wherever you are in the debt management process, the lawyers at Schwartz Bankruptcy Law Center can help. We have more than over 40 years of experience helping clients all over Kentucky and in southern Indiana take the proactive steps necessary to stop wage garnishment and protect their vehicle from repossession by filing for bankruptcy. We’ve helped hundreds of individuals and families, and we can help you. Don’t hire just any attorney to represent you at such a pivotal moment in your life; hire a competent Jefferson County bankruptcy lawyer from Schwartz Bankruptcy Law.
If you feel like your life is being controlled by your debt, you may have the option of filing for one of several forms of bankruptcy:
Because bankruptcy often involves the entire family in one way or another, we also have extensive experience representing clients during bankruptcy & divorce in Kentucky and we provide legal services regarding bankruptcy for unwed couples in Kentucky.
Owning a home is something to be proud of, especially if this is your very first home. While being a homeowner is exciting, rewarding, and a central part of your life, it is also no secret that owning a home comes with a unique set of challenges. Between physically and financially maintaining a home, at times, life can feel overwhelming. This is especially true if you are someone who is currently falling behind on your mortgage payments or are otherwise in a significant amount of debt that you can’t get out of without help.
Fortunately, with a knowledgeable bankruptcy lawyer in your corner, you have options. One of the biggest advantages of filing for bankruptcy is that the second you do so, it will trigger an Automatic Stay, which essentially halts all collection activities until the bankruptcy process is finalized, allowing you to remain in your home.
Though for most people, simply filing for bankruptcy is the best way to get them on a positive financial path, there are alternatives available that may be beneficial to some, depending on their situation. To learn more about these alternatives, click any of the links below:
Roughly 50 percent of all Americans find themselves in some sort of debt. Unfortunately, most of these people are simply down on their luck and did nothing to find themselves in such a deep financial hole. That said, there are ways to get you out of debt, and Schwarts Bankruptcy Law Center is here to get you the help you need. We proudly represent individuals in Kentucky get out of the following types of debt:
Creditors are notoriously ruthless, and will oftentimes harass those who they believe owe them money. That said, this behavior is unethical, and, in many cases, illegal. If you’re facing a lawsuit from a debt collector, there’s a strong chance you’ll have a claim against them, as your rights as a consumer are protected from this behavior under the Fair Debt Collection Practices Act. Our firm can help ensure you aren’t taken advantage of.
If you’re feeling overwhelmed by your debt, then the complexity of the bankruptcy code may be even more frustrating. At Schwartz Bankruptcy Law Center, we not only have substantial experience and understanding of the law and how the bankruptcy process works, but we also know how to explain everything to you in an easy-to-understand manner. From helping single people to married couples to divorcing couples to unwed couples, our lawyers will make sure that your bankruptcy filing is done right the first time, giving you peace of mind for the future.
We know that filing for bankruptcy may seem like a big step, and in some ways, it is. However, with competent legal counsel in your corner, you can have peace of mind, knowing your case is in good hands and that you’re on the way to a brighter future. Schwartz Bankruptcy Law Center proudly fights for clients throughout Jefferson County, including in Louisville, Jeffersontown, Saint Matthews, Shively, Middletown, Douglass Hills, and Hurstbourne. We also serve clients in Indiana, including in Floyd County, and from our office in New Albany. If you’d like to learn more about which bankruptcy option is best for you and your family, contact a bankruptcy lawyer from our law firm today. We are very responsive to calls and emails, and we are available for consultations after-hours and during weekends if necessary.