In today’s day and age, a significant portion of Americans has at least some amount of credit card debt. If you’re one of them and you cannot pay it off on your own, you need a seasoned Louisville credit card debt relief lawyer in your corner. Contact Schwartz Bankruptcy Law Center today to learn more about how our firm can help you.
The myth that high credit card debt is always the result of bad spending habits is false. Even the most diligent spender can be caught off guard by how fast credit card debt can build up. This is thanks in part to high interest rates and late fees.
Credit card debt is made worse by the reality that it is not always alone. People faced with credit card debt may also have medical debt, loan debt, or another debt. Often, people dealing with job loss or other emergencies turn to their credit cards to pay for their day-to-day expenses, thinking it will only be temporary and they will pay off their credit card bill right away. Then they are hit with those unforgiving interest rates and late fees, and they find themselves in so far over their heads that simply paying off the debt is not so easy–or impossible. Fortunately, with a seasoned Louisville, Kentucky debt relief lawyer in your corner, you will have options.
If you are overwhelmed by credit card debt, the good news is that it is one of the easiest types of debt to eradicate. It is an unsecured debt, which means it is not secured by any type of collateral, like a car or a house. Bankruptcy is often an effective option.
At our law firm, Schwartz Bankruptcy Law Center, our attorneys recognize that dealing with credit card debt can be stressful. Watching the late fees tacked on and the interest pile up — knowing that you are doing everything you can to make ends meet — is frustrating. Our job is to help you move past this frustration by eliminating your credit card debt and helping you tackle any other types of debt you may be dealing with as well.
Our lawyers build customized debt relief strategies. We want you to be well-informed and confident as you move forward to overcome your debt. The suggestions made by our lawyers are backed by over 40 years of experience.
Are you interested in learning more about the debt relief solutions we provide, or would you like us to help you discharge your credit card debt through bankruptcy? Contact our firm and speak to one of our knowledgeable bankruptcy attorneys today. Schwartz Bankruptcy Law Center has been a trusted legal resource in Kentucky for years, and we’re here to help you in any way we can.