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When people realize that their debts have created a debilitating financial situation, they may feel hopeless and fearful of the future. What they often do not realize right away is that they may have the option of negotiating with their creditors to find some relief....
Dealing with overwhelming credit card debt can often feel like you are being buried. This is why it is no surprise that the two most famous methods for dealing with credit card debt take their names from snow: the avalanche and the snowball . Which of these factors is...
Kentucky residents like you have to go through a lot when handling your debts. The last thing you need is a debt collector harassing you day and night in an attempt to get money from you. But how can you tell when the line into harassment gets crossed? How do you know...
Although many people use the names interchangeably, credit cards and charge cards are two very different financial tools. While both of them take the place of cash during transactions, they may have very different ramifications. According to Forbes, here are some...
Many people who struggle with debt avoid filing for bankruptcy because of the associated stigma. In fact, bankruptcy provides a chance to clear or reorganize debts and begin on a clean financial slate. These seven well-known individuals are prime examples of the...
A growing number of Americans fear that a major health issue will lead to bankruptcy. As noted by the Gallop News website, one of the survey company’s recent polls showed that 50% of American adults feared a bankruptcy would result from a medical event. The July 2020...
People who have recently filed for bankruptcy or just had their debt discharged may not think of applying for a credit card. In fact, credit card debt may have been a major contributor to their overwhelming finances. According to USA Today, credit card debt in the...
Many people may consider all debts equal. However, there may be significant differences in debts and how they may impact a person's credit rating or financial stability. Consumers facing serious debt challenges or coming out of a recent bankruptcy and wanting to...
There are different types of bankruptcy to help struggling consumers in different situations. Because of the help they can provide, struggling consumers considering bankruptcy should be familiar with the different personal bankruptcy options and how they can help...
There are many options if you are face overwhelming financial debt. Filing for bankruptcy may provide a fresh start but can impact your eligibility for getting a mortgage. There are ways to overcome these obstacles, however. Impact Chapter 7 is the most common...
