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When credit card debt grows out of control, your financial future may be in jeopardy. That is why establishing a reasonable budget - and sticking to it - is so important. A budget can keep you on track financially, but it can also ensure you are able to pay down debt...
Debt forgiveness can allow you to clear your debt by paying less than you owe. It does not erase the full debt or leave you without consequences. U.S. News and World Report explains that many people misunderstand what debt forgiveness is and think it works like...
This year has been unlike any other, and it has lead to some unusual trends in bankruptcy filings. In general, bankruptcy filings have gone down in recent months. However, certain types of bankruptcies have grown more popular during this same span, and recent events...
Whether or not a person can bounce back from bankruptcy is a worry that most people have before and after filing bankruptcy. While it is true that bankruptcy affects your credit score, it is not a permanent mark against your credit. After discharging your debt, you...
Bankruptcy does not mean the loss of all your assets. In fact, state and federal bankruptcy laws provide exemptions so you have the property you need to make a fresh financial start. If you are considering bankruptcy, review the available Kentucky exemptions. If you...
Those people in Kentucky researching the potential of filing for personal bankruptcy quickly learn that there are a number of options available to them. The most popular of these is to file in Chapter 7 (indeed, according to the American Bankruptcy Institute, over 76%...
As one of the largest generations in American history ages, new trends among older adults spring up. People are living longer and hence they have new problems that did not face previous generations. Bankruptcy, for instance, is no longer a tool for younger adults. A...
A Kentucky bankruptcy does not mean the end of obtaining credit cards, loans and mortgages. As noted by U.S. News and World Report, you may find offers in the mail to apply for secured credit in about one month after your bankruptcy discharge. Before filling out a...
There should be more to life than an ongoing struggle for financial security. If you are struggling to pay your monthly bills, you may be thinking about filing for bankruptcy. Before you do, you should have as much information as possible. Here are three surprising...
When people realize that their debts have created a debilitating financial situation, they may feel hopeless and fearful of the future. What they often do not realize right away is that they may have the option of negotiating with their creditors to find some relief....
