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Even if you received a pay raise in the last few months, you may be struggling to pay for the items you use every day. This is unsurprising, as the price of many consumer goods has increased by more than 8% in the last year, according to the U.S. Bureau of Labor...
Despite the stigma surrounding bankruptcy, most people do not file because of financial irresponsibility. Usually, the reason relates to circumstances outside their control. For example, according to CNBC, a 2019 study found that medical issues were a factor in about...
Dealing with debt is already a big enough stressor on its own. When you compound that with harassment from creditors, it can start to feel overwhelmingly hard to deal with. Fortunately, laws protect you from certain creditor actions. In fact, debt collectors may...
Many people who attend college or university in Kentucky take out student loans to help pay for their education. These loans are often regarded as safer than other types of loans, as they have relatively low interest rates and generous terms of repayment. However, it...
You know you do not have the most favorable financial health, and perhaps you only worry a little about the few phone calls and letters you receive from bill collectors. Should you expect deeper debt troubles? Credit.org shares common financial red flags that could...
If struggling with overwhelming debt, you have likely considered all the options available to you for regaining control of your finances, including filing for bankruptcy. Like many, you may shy away from this step for fear it will forever ruin your credit....
While filing for bankruptcy can help you develop a clean financial slate for the future, the process does affect your credit. Fortunately, you can begin rebuilding your credit almost immediately after filing by taking the right steps. Having good credit is key to...
Credit card debt serves as one of the most common types of debt in the country. It affects people of all classes and ages, creating a unifying problem for those from many walks of life. After getting out of credit card debt once, the idea of falling back into it can...
Divorce, job loss, a chronic illness or another unexpected life situation can make it harder for you to stay on top of your finances. Because of this, you may find yourself dealing with significant debt and considering the bankruptcy process. Many people file for...
Having too much medical, credit card or other debt might have creditors breathing down your neck, and you may be looking for a solution that gets them off your back. Before you decide to work with a debt settlement company operating in Kentucky or elsewhere, consider...
