Prior to going into a Chapter 13 bankruptcy, debtors may not realize that their creditors are different from each other. However, they are, and within a Chapter 13 bankruptcy they will be broken down by type in order to form a viable plan and calculate payments....
Has Debt Taken
Over Your Life?
Looking at Chapter 13 Bankruptcy in the Right Light
When an individual decides to go bankrupt they are going to discover that there are two common forms of bankruptcy, one of which they may be eligible for. There is the Chapter 7 bankruptcy and the Chapter 13. Most are familiar more so with the Chapter 7 as it deals...
Credit Dispute Letters After Bankruptcy
One of the first things you are going to want to do after your bankruptcy has been concluded is to reestablish your credit so you can move forward as you are much more stable with your finances. Naturally you are not going to want to go right back into debt after...
Converting a Chapter 13 Bankruptcy to a Chapter 7
Many times when an individual files for bankruptcy it ends up that they qualify for a Chapter 13 bankruptcy. This is also a good form of debt relief. Rather than having all or most of the debts discharged, it allows for a debt repayment plan. It entails comprising a...
Choosing Chapter 13
If you have been determined to be eligible for a Chapter 13 bankruptcy and are in a tough financial situation then this may be the most a viable solution for you to get on your financial feat once again. While most people think that going with a Chapter 7 bankruptcy...
What will Happen with my Home Mortgage in a Chapter 13 Bankruptcy?
One of the main concerns of any individual that is going bankrupt whether it is a Chapter 7 or Chapter 13 is what is going to happen to their home. Most individuals have a mortgage on their home and they have the fear that they are going to lose their property as a...
Your Bank Account In Chapter 13
If you have decided to file for chapter 13 bankruptcy, a court-appointed trustee will review your spending habits for the 90 days prior to filing. Therefore, it is very important to keep track of every purchase you make, to avoid making a fatal mistake. Chapter 13...