On behalf of Schwartz Bankruptcy Law Center | Jun 17, 2020 | Chapter 13, Chapter 13 Bankruptcy
Prior to going into a Chapter 13 bankruptcy, debtors may not realize that their creditors are different from each other. However, they are, and within a Chapter 13 bankruptcy they will be broken down by type in order to form a viable plan and calculate payments....
On behalf of Schwartz Bankruptcy Law Center | Nov 8, 2019 | Chapter 13 Bankruptcy
Filing for bankruptcy is not always a good decision to make. If it is realistic for you to be able to tackle your debts by employing discipline and a good budgeting protocol, it is probably best that you avoid bankruptcy. However, if you are struggling to keep your...
On behalf of Schwartz Bankruptcy Law Center | Oct 10, 2019 | Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy can be a positive action for your financial future. By taking this action, you will have a good chance of being able to gain control of your debts over the next few years, and you will also get relief from creditor action. However,...
On behalf of Schwartz Bankruptcy Law Center | Sep 13, 2019 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers many people the chance to be free from creditor actions and to pay back their debts over a reasonable timeframe. While filing for this bankruptcy chapter offers debtors some unique opportunities, the challenges should not be...
On behalf of Schwartz Bankruptcy Law Center | Aug 16, 2019 | Chapter 13 Bankruptcy
There are many different bankruptcy options available to debtors in a variety of situations. However, debtors need to show that they are eligible for a certain bankruptcy chapter to file. Chapter 13 bankruptcy is desirable for several reasons. First, it limits...
On behalf of Schwartz Bankruptcy Law Center | Jul 5, 2019 | Chapter 13 Bankruptcy
If you have recently filed for Chapter 13 bankruptcy or if you are considering filing, you should be proactive when it comes to understanding the terms of the bankruptcy chapter. Unlike Chapter 7 bankruptcy, which primarily involves the liquidation of assets, Chapter...
On behalf of Schwartz Bankruptcy Law Center | May 24, 2019 | Chapter 13 Bankruptcy
If you are dealing with overwhelming debts, you have probably looked into all of the possible debt relief options available to you. Many debtors arrive at the conclusion that filing for bankruptcy is the best way to ensure a debt-free life in the long term. However,...
On behalf of Schwartz Bankruptcy Law Center | Apr 11, 2019 | Chapter 13 Bankruptcy
It is very common for people to get into debt because they have challenges in the way that they manage their cash flow. Perhaps the complexity of your finances has meant that you are having trouble budgeting effectively and controlling your outgoings. These problems...
On behalf of Schwartz Bankruptcy Law Center | Mar 14, 2019 | Chapter 13 Bankruptcy
Before you file for bankruptcy, there are a few things you should know. Because each case is different, there might be other points for you to think about than these. The dos and don’ts of bankruptcy start before you even file your case. If you have been making...
On behalf of Schwartz Bankruptcy Law Center | Feb 1, 2019 | Chapter 13 Bankruptcy
Your finances control just about every aspect of your life. You have to think about what you can afford before you make a purchase. Not only do you have to look at the total cost of the items you want to purchase, but you also need to think about whether you’ll...
