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When debt collectors attempt to collect their dues, they might use a variety of tactics to achieve this goal. Several of these tactics are actually banned under the law. This includes tactics that fall under the umbrella of harassment and tactics that include...
Falling into credit card debt is a common struggle that many people across the country will face at some point in their life. After this happens, it is important to figure out a way to stay out of this type of debt in the future. Changing views on credit spending CNBC...
Many people in Kentucky struggle when they start to fall behind on their bills, and if you include yourself among them, you may be seeking a way to get some financial relief. When creditors start harassing you at home, at work or both, it may result in you...
There is a great deal of stigma surrounding bankruptcy. People believe falsehoods like "only people who are bad with money go through bankruptcy," but they are exactly that, falsehoods. Many people file for bankruptcy, often because of reasons beyond their control,...
Many people assume that by the time they are in their senior years they will no longer have financial issues. By that time, they may think they will have built up a nice savings and have retirement plans in place. Unfortunately, this is not the reality for many...
When medical emergencies occur, most individuals rush to the nearest hospital for immediate care. Treating an injury, for example, becomes the priority. Patients may not have time to determine if their insurance plans cover the doctor or surgeon providing the needed...
Even if you received a pay raise in the last few months, you may be struggling to pay for the items you use every day. This is unsurprising, as the price of many consumer goods has increased by more than 8% in the last year, according to the U.S. Bureau of Labor...
Despite the stigma surrounding bankruptcy, most people do not file because of financial irresponsibility. Usually, the reason relates to circumstances outside their control. For example, according to CNBC, a 2019 study found that medical issues were a factor in about...
Dealing with debt is already a big enough stressor on its own. When you compound that with harassment from creditors, it can start to feel overwhelmingly hard to deal with. Fortunately, laws protect you from certain creditor actions. In fact, debt collectors may...
Many people who attend college or university in Kentucky take out student loans to help pay for their education. These loans are often regarded as safer than other types of loans, as they have relatively low interest rates and generous terms of repayment. However, it...
