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Discharging Debt Through Chapter 7 Bankruptcy

For many people, bankruptcy is no longer the last possible option for dealing with debt. Many people view bankruptcy as a proactive way to get a handle on debt and begin living again with a clean slate. Many of the people we help are homeowners with jobs who were simply hit by some difficult financial setback such as a divorce or medical emergency.

At Schwartz Bankruptcy Law Center, we offer Chapter 7 bankruptcy assistance to clients who are trying to be proactive, as well as those who are feeling overwhelmed and simply need someone to show them a way out from under their debt. Our attorneys can help you find a debt relief solution that meets your needs now and down the road.

We Provide Quality Representation To Answer All Of Your Questions

When you come in for your first appointment, you will meet with one of our bankruptcy attorneys, not a paralegal or another member of our staff. We take the time to walk you through the paperwork required to begin your bankruptcy case, and we make sure that by the end of your appointment, you understand the process you are about to begin.

We use our decades of experience to help you find any alternatives to bankruptcy and explain ways of managing those debts that cannot be discharged in bankruptcy, like student loan debt. We can also help you contact a credit counseling agency before filing a bankruptcy claim.

Some Basic Facts About Chapter 7 Bankruptcy

A Chapter 7 bankruptcy allows you to liquidate most unsecured debt. Unsecured debt is any that is not secured by collateral such as a house or car. Depending on the facts of your situation, you may be able to eliminate your unsecured debt so that you can afford to keep your home and avoid repossession of your vehicle.

What Are Some Situations In Which Chapter 7 Is Necessary?

If you are experiencing:

  • Wage garnishments
  • Debt due to divorce
  • Harassing collection calls
  • The threat of car repossession
  • Medical disabilities
  • Sizable medical debts

Contact A Lawyer From Our Firm Today

For help getting out from under debt in Louisville, Kentucky, call Schwartz Bankruptcy Law Center at 502-485-9200 and schedule your free initial consultation. For help in New Albany, Indiana, call 812-945-9200, or toll-free in either state at 866-366-3328. You may also contact us online to set up your free initial consultation with one of our qualified bankruptcy attorneys. Evening, weekend and in-home appointments are available for your convenience.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.