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Floyd County, Indiana Bankruptcy Lawyer

Facing a serious financial situation can be overwhelming. Knowing where to turn when bankruptcy is around the corner can be stressful. It is important to retain quality legal support to help you make educated decisions about the path forward. For individuals, there are two general bankruptcy options; Chapter 7 & Chapter 13 bankruptcy. Discussing your financial problems with an attorney and your accountant is the best way to determine which is best suited for you. Our firm is dedicated to helping each client get through tough times, as we get them back on track toward financial stability. Contact a competent Floyd County, Indiana bankruptcy lawyer from Schwartz Bankruptcy Law Center for a consultation to discuss your legal matter.

Bankruptcy Lawyer in Floyd County, Indiana | Our Bankruptcy Services

Schwartz Bankruptcy Law Center helps individuals and families facing bankruptcy for debt relief through the bankruptcy code. We help individuals filing for both Chapter 7 and Chapter 13 bankruptcy, as well as businesses going through bankruptcy. Below is a complete list of our bankruptcy services:

Our Consumer Bankruptcy Law Services

Chapter 7 bankruptcy provides debt relief through the liquidation of assets. The ones who file for this type of bankruptcy must pass the means test according to the county where they reside. If eligible, the trustee will gather nonexempt property in order to pay as much of the unsecured debt as possible. When complete, all dischargeable debt should be wiped away. It is important to note that most people can keep their homes, car, and personal possessions under Chapter 7 bankruptcy. Discussing your situation with an attorney is best.

On the other hand, Chapter 13 bankruptcy is often described as “reorganization bankruptcy,” in that it enables consumers to restructure their debt and pay it off at a more favorable rate over the course of three or five years. As long as you successfully complete the Chapter 13 bankruptcy process with the help of your attorney, you should no longer have to worry about the threat of foreclosure on your home, wage garnishments, vehicle repossessions, and more.

If you are a consumer who is currently in debt and you believe Chapter 7 or Chapter 13 bankruptcy is right for you, all you need to do is reach out to our firm so we can get started working on your case.

Contact a Consumer Bankruptcy Lawyer for Clients in Floyd County, Indiana

Schwartz Bankruptcy Law Center is an experienced bankruptcy law firm providing knowledgeable and effective legal services to clients in and around Floyd County. Our attorneys are dedicated to your legal matter. It is important to discuss your options with an accountant and bankruptcy attorney in order to make the best decisions possible for your financial situation. To discuss this with our firm, contact Schwartz Bankruptcy Law Center today.

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