Many people may consider all debts equal. However, there may be significant differences in debts and how they may impact a person's credit rating or financial stability. Consumers facing serious debt challenges or coming out of a recent bankruptcy and wanting to...
Has Debt Taken
Over Your Life?
Which bills get paid first?
Debt can quickly get out of control and lead to serious remedies such as bankruptcy. But a debt relief plan identifying the bills to pay off first can help you avoid falling deeper in debt and keep up with expenses. First, according to the National Consumer Law...
Improving credit score after bankruptcy
When an individual accumulates debt, he or she wants to get rid of it. Whether it is a large sum or not, getting rid of debt allows for financial burdens to be uplifted. However, not everyone is able to quickly pay off debt. In some cases, debt gets so overwhelming...
Dealing with the hefty price tag of cancer treatment
While we like to imagine ourselves and out loved ones as healthy and living a long life, the reality is that a health issue related to an injury or a disease could strike at any time. A major illness, such as cancer, leaves patients facing many obstacles beyond just...
Avoiding delays when filing for debt relief
When someone in Kentucky files for bankruptcy protection, they typically want the process over as quickly as possible. While necessary, the process of seekingdebt relief can be invasive and at times uncomfortable. Using the case study of a famous rapper, a recent...
School systems around the country may consider debt relief
With tightening budgets and difficulty getting funding for important programs, there are school systems which may seek financial assistance by filing bankruptcy proceedings. School systems and other government agencies are still ultimately businesses, which need to...
Air ambulance bills among the bills medical emergencies can trigger
Among the things a medical emergency can leave a person facing are significant bills. As a note, the bills a person gets for medical care received at a medical facility are not the only bills a medical emergency can create for a person. For example, individuals who...
How common is living paycheck-to-paycheck in the U.S?
A recent survey points to many Americans being in a financial situation that can be difficult. This financial situation is regularly having most-to-all of one's take-home pay being eaten up by one's expenses. Living paycheck-to-paycheck is something that nearly half...
Dealing With Debt In Divorce
Marital problems can often arise when financial hardship strikes and spouses become stressed with how to find a resolution. While debt burdens can already be hassle enough, adding a potential divorce to the matter can greatly complicate things. Whether you are looking...
Dealing With Debt Collectors
Repeated phone calls, letters of collection, and threats of lawsuits are all common annoyances of dealing with debt collectors. While their tactics may seem bullying, the truth is that many debt collection companies are violating the rules. The Fair Debt Collection...
