You know you do not have the most favorable financial health, and perhaps you only worry a little about the few phone calls and letters you receive from bill collectors. Should you expect deeper debt troubles? Credit.org shares common financial red flags that could...
Has Debt Taken
Over Your Life?
Debt Relief
How can you rebuild your credit after bankruptcy?
While filing for bankruptcy can help you develop a clean financial slate for the future, the process does affect your credit. Fortunately, you can begin rebuilding your credit almost immediately after filing by taking the right steps. Having good credit is key to...
Think twice before working with a debt consolidation program
Having too much medical, credit card or other debt might have creditors breathing down your neck, and you may be looking for a solution that gets them off your back. Before you decide to work with a debt settlement company operating in Kentucky or elsewhere, consider...
5 Mistakes To Avoid When Being Sued By A Creditor
Facing a lawsuit will often pose one of the biggest stressors in your life, especially if you know nothing of how the process works. Can you lose all of your money? Will you face bankruptcy or eviction? And what happens if a creditor is the one suing you? Feeling...
What is zombie debt?
Getting your debt under control can be difficult, but once you do, you may think you no longer have anything to worry about. However, sometimes a collection agency may contact you about an old debt. Here is what you need to know about these zombie debts. What is...
How can you stay out of debt through the holiday season?
The holidays are supposed to be a time of joy for you and your family. If you approach the upcoming season with apprehension because of your credit card bills or mounting debt, you may need help reaching the other side of the holidays without adding to the money you...
How can you settle credit card debt?
If you have a lot of credit card debt, it can feel like you may never get out from under it. The debt continues to stack while you try to pay off your cards. How can you lessen your obligation to credit card companies? According to the FTC, you can put debt behind you...
Can a debt management plan help me?
In the event that the majority of your debt comes from credit cards, there are more options for paying it down than you might think. The debt management plan is one option. While this might sound like a general approach to managing money, a debt management plan is a...
What is debt collector misrepresentation?
Dealing with debt collectors is not anyone's idea of a good time. This is true even for people whose debt collectors abide by the law. Unfortunately, not every debt collector does. Some will resort to manipulative or harmful tactics to get what they want. Harassment...
Could debt consolidation give you the wrong mindset?
Some people struggling with debt will consider debt consolidation as a way to alleviate their burden. By combining multiple debts into one, it is possible to simplify a debt load and secure a more favorable interest rate or reduce monthly payments. But debt...
