Filing for bankruptcy requires providing the court with information about your finances. It is essential to ensure that when you file your petition, you include everything the court needs. Missing information or documentation could delay your case or result in the...
When debt collectors attempt to collect their dues, they might use a variety of tactics to achieve this goal. Several of these tactics are actually banned under the law. This includes tactics that fall under the umbrella of harassment and tactics that include...
Many people in Kentucky struggle when they start to fall behind on their bills, and if you include yourself among them, you may be seeking a way to get some financial relief. When creditors start harassing you at home, at work or both, it may result in you...
When medical emergencies occur, most individuals rush to the nearest hospital for immediate care. Treating an injury, for example, becomes the priority. Patients may not have time to determine if their insurance plans cover the doctor or surgeon providing the needed...
Even if you received a pay raise in the last few months, you may be struggling to pay for the items you use every day. This is unsurprising, as the price of many consumer goods has increased by more than 8% in the last year, according to the U.S. Bureau of Labor...
Dealing with debt is already a big enough stressor on its own. When you compound that with harassment from creditors, it can start to feel overwhelmingly hard to deal with. Fortunately, laws protect you from certain creditor actions. In fact, debt collectors may...
Divorce, job loss, a chronic illness or another unexpected life situation can make it harder for you to stay on top of your finances. Because of this, you may find yourself dealing with significant debt and considering the bankruptcy process. Many people file for...
Chapter 13 bankruptcy requires people to complete a repayment plan. Although earning a regular income, some may find themselves struggling with debt. To regain control of their finances, those in such circumstances often consider options such as filing for Chapter 13...
On January 1, 2022, the No Surprises Act went into effect. The Centers for Medicare and Medicaid Services notes that health insurance carriers may no longer send “surprise” bills. As reported by CNN, the Act could cut approximately 10 million surprise statements sent...
Job loss, underemployment, medical bills and significant debt are among the reasons that many Kentucky residents consider bankruptcy. However, you may worry about losing your home if you file. The amount of equity you have in your home might determine the amount of...
