On behalf of Schwartz Bankruptcy Law Center | Nov 22, 2019 | Bankruptcy
One of the big reasons that people do not want to file for bankruptcy is that they have this idea that it is going to ruin their credit. They think they’ll never get a loan again, and they lament the loss of this financial option. It’s true that a...
On behalf of Schwartz Bankruptcy Law Center | Sep 27, 2019 | Bankruptcy
Many people feel that they have no choice but to file for bankruptcy when they are facing overwhelming debts. As a result, they can be quick to dwell on the ways that a bankruptcy filing will limit the control over the way they live their life for the foreseeable...
On behalf of Schwartz Bankruptcy Law Center | Aug 28, 2019 | Bankruptcy
As people get older, it is often presumed that their net worth will get greater, and their financial challenges will decrease. However, it has been reported that many older Americans are struggling with financial issues and unmanageable debts. The reason for this has...
On behalf of Schwartz Bankruptcy Law Center | Aug 2, 2019 | Bankruptcy
To avoid getting into serious debt, we all need to live within our means. This does not mean that we cannot treat ourselves every so often; vacations and other financial splurges can be enjoyed as long as you are being more frugal where necessary to afford these...
On behalf of Schwartz Bankruptcy Law Center | Jun 21, 2019 | Bankruptcy
Taking the decision to file for bankruptcy is a big step. For many, taking such an action means that the debtor feels that their debts are too overwhelming to tackle alone. Debts can be a huge source of stress, particularly when creditors are being persistent in their...
On behalf of Schwartz Bankruptcy Law Center | May 10, 2019 | Bankruptcy
Right now, there are limits on how often creditors can contact you to demand payment — and by what methods. Legitimate debt collection companies know they have to abide by these limits and that there are stiff penalties for crossing them. They can even be sued...
On behalf of Schwartz Bankruptcy Law Center | Mar 29, 2019 | Bankruptcy
Struggling financially not only affects your wallet, but it can have consequences for your mental health. Spending all of your emotional energy worrying about money can mean that you will be less emotionally available for your partner and children, or other loved...
On behalf of Schwartz Bankruptcy Law Center | Feb 18, 2019 | Bankruptcy
Most people understand it is important to live within your means. Yet, for many Americans, that includes financing a vehicle with affordable monthly payments. However, considering unforeseen expenses and changes in income, things happen. If you are in debt, struggling...
On behalf of Schwartz Bankruptcy Law Center | Feb 15, 2019 | Bankruptcy
Reclaiming your financial security is one of the most common reasons why people opt to file for bankruptcy. There are other benefits that occur when you file. One of these is the automatic stay. Many people who file bankruptcy find this order to be one of the most...
On behalf of Schwartz Bankruptcy Law Center | Feb 7, 2019 | Bankruptcy
Many people look forward to receiving an income tax refund because of the financial boost. If you are planning on filing for bankruptcy, you can use this extra money to augment your financial situation before the filing. Make sure you don’t file for bankruptcy...
