People wrongfully assume that financial irresponsibility is the primary reason for bankruptcy filings. The majority of people who file do so not because they mishandled their money, but because they experienced an illness or injury that lead thousands of dollars in...
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Has Debt Taken
Over Your Life?
Do you have to get debt counseling before bankruptcy?
You can file for bankruptcy if you meet the requirements. Of course, whether you should file for bankruptcy is another matter entirely. To decide whether bankruptcy is right for you — and how exactly you might go about it — there is a mandatory credit counseling step....
Reasons why people resist bankruptcy
Because of the stigma and myths associated with bankruptcy, individuals who may benefit from discharging their debts often avoid it. Misinformation and fear of having made poor budgeting choices may prevent some individuals from seeking much-needed relief. The Federal...
