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How can I reduce credit card debt ?

When credit card debt grows out of control, your financial future may be in jeopardy. That is why establishing a reasonable budget - and sticking to it - is so important. A budget can keep you on track financially, but it can also ensure you are able to pay down debt...

How does debt forgiveness work?

Debt forgiveness can allow you to clear your debt by paying less than you owe. It does not erase the full debt or leave you without consequences. U.S. News and World Report explains that many people misunderstand what debt forgiveness is and think it works like...

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