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Is it possible to be happy during bankruptcy?

Taking the decision to file for bankruptcy is a big step. For many, taking such an action means that the debtor feels that their debts are too overwhelming to tackle alone. Debts can be a huge source of stress, particularly when creditors are being persistent in their collection efforts. By taking action to file for bankruptcy, debtors can halt foreclosure actions and make a start on repaying debts, either through a repayment plan or by liquidating assets.

However, many prospective bankruptcy filers worry that bankruptcy will lead to months or years of misery because they will need to commit their lives to repaying back their debts, rather than enjoying modest luxuries.

Will bankruptcy take the joy out of life?

It's true that filing for bankruptcy often requires determination, commitment and willpower. However, this does not mean that you will not be able to enjoy your life while you are going through the process. Bankruptcy chapters are designed to help debtors reach their debt repayment goals. You will be assisted along the way, and you will have the goal of becoming debt free in clear sight.

How can I remain positive during bankruptcy?

Your mindset will be defined by how you choose to frame the situation you are in. By thinking of bankruptcy as a courageous decision that you have made, it's easy to feel positive. You should feel proud in the knowledge that you are working toward a better life for yourself and your family.

If you are considering filing for bankruptcy, it is important that you fully understand the law before making the commitment.

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Schwartz Bankruptcy Law Center

Office Locations:

Louisville Office
3339 Taylorsville Road
Louisville, KY 40205

Phone: 502-785-8549
Phone: 502-485-9200
Fax: 502-485-9220
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New Albany Office
501 State Street
New Albany, Indiana 47150

Phone: 502-785-8549
Phone: 812-945-9200
Fax: 502-485-9220
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