On behalf of Schwartz Bankruptcy Law Center | Dec 30, 2016 | Business Bankruptcy
Many people in Louisville this holiday season scoured their local mall for the best deals for holiday gift giving. For the fashion-forward, this meant purchasing items from popular clothing retailers. However, Louisville residents may be surprised to hear of one...
On behalf of Schwartz Bankruptcy Law Center | Dec 28, 2016 | Chapter 7 Bankruptcy
In the past, filing for bankruptcy had a negative stigma, but these days, many Louisville residents are filing for bankruptcy as a proactive and responsible way to deal with their debt crisis. This solution satisfies their obligations and allows them to have a fresh...
On behalf of Schwartz Bankruptcy Law Center | Dec 23, 2016 | Chapter 7 Bankruptcy
Credit card use may be a ubiquitous part of holiday spending for some, whether they are paying for gifts, travel expenses or other holiday expenses. Some people in Louisville may not pay much heed to their interest rates, focusing more on simply making their required...
On behalf of Schwartz Bankruptcy Law Center | Dec 21, 2016 | Chapter 13 Bankruptcy
When a person’s mounting debt becomes too overwhelming, it can cause feelings of stress, fear and panic. People may fear losing their homes or other possessions, and they may be trying to ignore phone calls from debt collectors. They may wonder if there is...
On behalf of Schwartz Bankruptcy Law Center | Dec 16, 2016 | Chapter 7 Bankruptcy
No one in Louisville relishes the thought of having to go to the hospital, but when a serious illness or injury strikes, a person might find himself or herself rushed to the emergency room for immediate medical treatment. We are fortunate that we have doctors, nurses...
On behalf of Schwartz Bankruptcy Law Center | Dec 14, 2016 | Chapter 7 Bankruptcy
Winter is here, and people across the Louisville area are enjoying the spirit of the season. It is a time of festivities, from the office holiday party to family celebrations, to ringing in the New Year. It is also a time of peace and joy. However, that joy could be...
On behalf of Schwartz Bankruptcy Law Center | Dec 9, 2016 | Bankruptcy
The end of a marriage is often a costly affair, and more than a few marriages end because of existing financial obligations and stressors, so it is not too surprising to find out that divorce and bankruptcy often go together. Due to the complicated nature of both,...
On behalf of Schwartz Bankruptcy Law Center | Dec 9, 2016 | Chapter 13 Bankruptcy
Although the number of bankruptcy filings nationwide have fallen, the per capita rate of bankruptcy filings in Kentucky are above the national average, ranking eighth in the number of bankruptcy filings. Many times, a combination of student loan debt, stagnate wages...
On behalf of Schwartz Bankruptcy Law Center | Dec 7, 2016 | Business Bankruptcy
No one can tell what the future will bring. A business owner in Louisville may find that one day his or her business is open and profitable, to one day facing the prospect of closing its doors due to overwhelming debt that he or she simply cannot manage any longer....
On behalf of Schwartz Bankruptcy Law Center | Dec 2, 2016 | Business Bankruptcy
Any business in Louisville could one day find itself facing hard financial times. Factors, such as the economy, can make it so that a once flourishing business is now struggling to keep its doors open. When that happens, the owners of the business may want to pursue...
