Quite often couples fall into financial difficulty as a man and wife and may have no other choice but to go bankrupt. One of the partners may realize this while the other doesn't and discussing this can be quite stressful on the marriage. When emotions run high, seeking the council of Louisville bankruptcy lawyers is advisable.
There are a couple of choices such as being able to file a joint petition for the bankruptcy which gives some extra benefits like cutting down on the bankruptcy costs and getting rid of all the debts that can be discharged. In order to do this however, both parties have to agree that they are going to file for bankruptcy jointly.
It is important that this be discussed among the couple and because of all of the stress that the financial situation is putting on the marriage it can be really difficult to open up dialogue to find a solution.
It is important that pointing fingers at who is the cause for the financial situation does not become the priority here. The priority has to be what the solution is and by both being informed of what a bankruptcy relief action can bring will often help to temper the hurt feelings and frustration that both parties are experiencing.
It may be that one of the parties doesn't want to file for bankruptcy so then it will come down to the decision whether the one that wants to will do so individually.
Have a consultation with a qualified bankruptcy attorney who can explain all of the benefits of going bankrupt and what would be the best for the couple concerning whether they should file separately or one should file or they should file jointly.