Part of your bankruptcy process will include a meeting that you will have to attend at the bankruptcy courts where you will come before your creditors and your bankruptcy trustee. This is called the 341 meeting. You will be required to answer some questions under oath, and any creditor you have named in your bankruptcy has the option to attend this meeting and ask questions as well. In most cases a lot of the creditors don't bother, however it is mandatory that you do appear for this meeting.
Once the meeting has been concluded there are still a few steps that have to take place during the remainder of your bankruptcy petition. It will have been determined what assets you are not going to be allowed to keep and you will have to make these available to your bankruptcy trustee. This individual will then see to the sale of these and that the money is divided amongst your creditors.
You will now have to start making payments on any reaffirmed debts that took place during the bankruptcy proceeding. It may be that you will have to go back to another type of court hearing to see whether the bankruptcy judge is going to allow the reaffirmed nation agreement. However, if you have a Kentucky bankruptcy lawyer this may not be necessary.
Your debts that were not affected by your bankruptcy are ones that you should be making payments on. Your creditors have 60 days to file a challenge for any discharge debts. You will have to attend a debtor education course and give the court proof of this.
Once all of this is taken a place, then you will have to wait for your bankruptcy discharge which can take anywhere from 4 to 6 months once you have received this then your bankruptcy case will now be closed. Every bankruptcy case is unique and this as outlined is the standard process, but could vary according to your particular case.