Month: November 2014

Choosing to File for Bankruptcy

Bankruptcy can help people out of very dire financial situations. However, bankruptcy is not a magic wand to wave over debts, nor it is a general bandage for bad finances. There are several different types of bankruptcy, some of which are specific to certain...

5 Tips for Holiday Savings

The holidays are a time of joy, happiness, gift giving, and lots of food. They are also a time of spending money. This holiday season, protect your finances by being prepared and following these holiday money management tips:  Moonlight. Jobs are more prevalent...

Buying a Home After Bankruptcy

The aftermath of declaring Chapter 7 or Chapter 13 bankruptcy can be complicated, but the good news is you're beginning again with a fresh outlook. While you know your bankruptcy wasn't caused by laziness or irresponsibility, the process of obtaining a mortgage can...

How Bankruptcy Affects Individuals

Many people worry a Kentucky bankruptcy will forever mark them as a failure. Those in the bankruptcy process often fear being perceived as poor businesspeople or as individuals with terrible credit. While it is true that a bankruptcy stays on your credit history for a...

Why Your Credit Score is Low

Boosting your credit score can be a tricky process and often a difficult one to undertake successfully. One mistake can send your score spiraling down, while building it back up can take a long time and hard work. The following are a few of the reasons why your score...

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