On behalf of Schwartz Bankruptcy Law Center | Aug 29, 2014 | Bankruptcy
If you are considering buying a car there are some things to consider about the timing of your purchase. We can’t always predict a financial hardship, so it is important to know how your auto loan could be affected both before and after a bankruptcy. ...
On behalf of Schwartz Bankruptcy Law Center | Aug 28, 2014 | Bankruptcy
You may have heard that you cannot discharge certain debts in bankruptcy, like student loans or back taxes. While there is some partial truth to this concept, the truth is that both are dischargeable if certain stipulations are met. For unpaid tax debts, you may be...
On behalf of Schwartz Bankruptcy Law Center | Aug 26, 2014 | Bankruptcy
If you are like most people you probably don’t check your credit report often, unless you need to apply for something or have been alerted to a problem. Not only is this habit not healthy for your financial profile, but you could be missing out on some important...
On behalf of Schwartz Bankruptcy Law Center | Aug 24, 2014 | Bankruptcy
The 341 meeting of creditors is an important step in your Chapter 7 bankruptcy process, so being prepared is important. What is the Meeting of Creditors? The meeting of creditors is a time to sit down with your trustee and discuss your assets and finances and review...
On behalf of Schwartz Bankruptcy Law Center | Aug 19, 2014 | Bankruptcy
Once you become 18 there is a surge of urgency to secure your adulthood with adult things, like a credit card. While this is certainly an exciting time young adults need some guidance to realize the long road ahead, and more so that they don’t want that road to...
On behalf of Schwartz Bankruptcy Law Center | Aug 14, 2014 | Bankruptcy
Dealing with the paperwork and the red tape surrounding bankruptcy is a lot of work and takes research and preparation. It doesn’t have to be a stress-filled disaster, though, if you follow a few tips. The best weapons against failure are understanding the...
On behalf of Schwartz Bankruptcy Law Center | Aug 12, 2014 | Bankruptcy
In certain cases, it’s obvious when it’s time to go ahead and file for bankruptcy. Overwhelming debt and constant calls from creditors indicate a need for a removal of or repayment plan for the incurred debts. Other times, though, it may not be so clear....
On behalf of Schwartz Bankruptcy Law Center | Aug 5, 2014 | Bankruptcy
Prospective filers often fear bankruptcy will result in a lien on their home or property. While not all liens can be avoided, most can. If a lien is inevitable, there are ways to deal with it gracefully and successfully. Below are the basics on liens and how to handle...
