If you have been contacted by a debt collector claiming you owe money you may be either annoyed or confused. If you question the legitimacy of the call or the debt in question, it is important you know how to dispute debt allegations properly. Answering The Call While...
Has Debt Taken
Over Your Life?
Month: June 2014
How Much Do You Know About Finance?
Reports estimate that the level of financial literacy drops every year, with less than half of teens and adults knowing some crucial financial habits. See how you measure up against these common questions about finance: 1. How much of your monthly income should be...
Credit vs Debit Cards
Remember when most of your purchases were made by cash or check? And you balanced your budget using a check register? Those days seem gone to the past, which leaves us to wonder whether the switch to more convenient spending using plastic has had any effect on how we...
Economy Reportedly Stalling, Again
These days reports of a turbulent economy rising and falling hard are commonplace. Since the recession there has been fewer reports of improvement than downfalls. As the numbers roll in from the first, and soon second, quarters of this year it seems we aren't doing as...
What To Know About Bankruptcy Fraud
You may have heard news reports over the years of big names or celebrities in trouble for bankruptcy fraud. While some may have taken purposeful action to land into the hot seat, some simply made crucial mistakes unknowingly. If you or any one you know is seeking help...
Debt Relief Company Charged Over Scam
Debt relief companies come a dime a dozen, which means the chances that any one of the offices you walk into for help could be a scam. Unfortunately, more of these types of companies are taking advantage of unsuspecting consumers that are in need of debt relief...
Study Finds Bankruptcy Saves Homes
Anyone experiencing the threat of foreclosure knows just how important it is to want to save their home. With the foreclosure rate still hovering around all time highs, many more people will face the risk of foreclosure in the years to come. Luckily, there are options...
Teaching Kids About Money
As parents, we tend to focus on education, values, and eating veggies as the important things in our life lessons. However, financial literacy among our younger generations is rapidly declining. A survey conducted by American Consumer Credit Counseling revealed that...