Louisville Chapter 7 Bankruptcy Lawyers

Kentucky and Southern Indiana Debt Relief Lawyers

For many people, bankruptcy is no longer the last possible option for dealing with debt. Many people view bankruptcy as a proactive way to get a handle on debt and begin living again with a clean slate. Many of the people we help are home owners with jobs that were simply hit by some difficult financial setback such as a divorce or medical emergency.

Richard A. Schwartz, Bankruptcy Attorney, offers Chapter 7 bankruptcy assistance to clients who are trying to be proactive as well as those who are overwhelmed and in need of someone to show them a way out from under their debt.

Call 502-638-2441 in Kentucky, 812-399-0959 in Indiana, and toll-free in either at 866-270-4495 or simply contact us online to set up your free initial consultation.

We Provide Quality Representation to Answer All of Your Questions

When you come in for your first appointment, you will meet with one of our Chapter 7 bankruptcy attorneys, not a paralegal or other staff. We take pride in making sure that our clients understand the process they are beginning. Our New Albany and Louisville Chapter 7 bankruptcy attorneys take the time to walk you through the paperwork that is required to begin your bankruptcy.

We utilize our decades of experience to help people who are in search of alternatives to living with massive credit card debt and other types of financial burdens.

Some Basic Facts About Chapter 7 Bankruptcy

A Chapter 7 bankruptcy allows you to liquidate most unsecured debt. Unsecured debt is any which is not secured by collateral such as a house or car. Depending on the facts of your situation you may be able to eliminate your unsecured debt so that you can afford to keep your car and home.

What are some of the situations a Chapter 7 is suited for?

• Stopping wage garnishments
• Individuals Experiencing Divorce
• Stopping Collection Calls
• Cleaning up Old Debt and Re-establishing credit
• Wiping out balances on repossessed cars
• Individuals with medical disabilities
• Eliminating medical bills

If you would like to get started with the pre-filing bankruptcy counseling, go to:

www.hummingbird.org

Contact Us

For help getting out from under debt, in Kentucky call 502-638-2441, in Indiana call 812-399-0959, and toll free in either at 866-270-4495 or simply contact us online to set up your free initial consultation with one of our New Albany or Louisville Chapter 7 bankruptcy attorneys. Evening, weekend and in-home appointments are available for your convenience.

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Getting My Repoed Car Back By Filing Bankruptcy: Everyone knows that if you do not make your car or truck payments, the creditor will send someone out to repossess the vehicle. In most states, including Kentucky and Indiana, the creditor can exercise what is called "self-help." This means that the creditor need not file any type of legal proceeding with a court, but rather, can simply hire some thug to sneak over to your house in the middle of the night, hot wire your car and drive it off. So you could get up in the morning for work and find your car gone. They can even come to your place of employment and swipe your car. The worst part is they don't even have to let you know they're going to do it. More