For some people, crippling debt comes on suddenly, such as after the loss of a job or because of a catastrophic illness. For others, debt can happen at such a gradual rate, the individual is not aware that they are in over their head until they take a deeper look at their finances.
Wherever you're at in the debt management process, the lawyers at Kruger & Schwartz can help. We have more than 30 years of experience helping clients all over Kentucky and in southern Indiana take the proactive steps necessary to stop wage garnishment and protect their vehicle from repossession by filing for bankruptcy. We've helped hundreds of individuals and families, and we can help you.
Your Bankruptcy Options
If you feel like your life is being controlled by your debt, you may have the option of filing for one of several forms of bankruptcy:
- Chapter 7: Allows an individual or family to liquidate their unsecured debt, such as medical bills, giving them a clean slate and a fresh start.
- Chapter 11: Gives business owners a way out of debt by allowing them to restructure their debts and reorganize their business in the hopes of making it profitable once more.
- Chapter 13: Lets people restructure their debt and negotiate for lower payments, making it more manageable and able to be paid off.
Don't Let Your Debt Control Your Life
If you're feeling overwhelmed by your debt, then the complexity of the Bankruptcy Code may be even more frustrating. At Kruger & Schwartz, we not only have substantial experience and understanding of the law and how the bankruptcy process works, we know how to explain everything to you in an easy-to-understand manner. Our lawyers will make sure that your bankruptcy filing is done right the first time, giving you peace of mind for the future.
If you'd like to learn more about which bankruptcy option is best for you and your family, contact our law firm today. We are very responsive to calls and emails, and are available for consultations after hours and on weekends if necessary.
To schedule a free initial consultation with one of our skilled bankruptcy attorneys, call our Louisville office at 502-485-9200 or our New Albany office at 812-945-9200. You may also call 866-366-3328 (toll free) or send us an email.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.